Frequently Asked Questions
What does a financial advisor do?
A financial advisor helps you create and manage a personalized plan for your money, including investments, retirement, taxes, and estate planning.
How is The Brookhaven Group different from other firms?
We are independent. Because we are not beholden to any institution or proprietary products, we can provide personalized advice and recommendations focused entirely on our clients' best interests
What services do you offer?
We offer investment management, retirement income planning, tax strategies, estate planning coordination, risk management, and more
Who do you typically work with?
We primarily serve individuals and families with substantial investable assets. While many of our clients are high-net-worth investors, we work with clients across a range of asset levels who value personalized financial guidance
How do I know if I need a financial advisor?
If you’re making important financial decisions — about retirement, inheritance, taxes, or investments — working with a trusted advisor can help you make more confident and informed choices.
Are you a fiduciary?
Yes. We act as fiduciaries* for our clients, which means we are legally and ethically obligated to act in your best interest.
How do you choose investments for clients?
We start by understanding your goals, risk tolerance, and time horizon. Then we build a diversified portfolio tailored to your financial plan.
What is your investment philosophy?
We believe in long-term, diversified investing aligned with your goals, not market timing. We emphasize risk management and tax efficiency.
Do you prepare tax returns?
We do not, but we collaborate closely with your CPA or refer you to one of our tax partners.
Can you help with retirement income strategies?
Absolutely. We help you design a plan to turn your savings into sustainable income throughout retirement.
How often will I hear from my advisor?
You’ll hear from us regularly — through meetings, email check-ins, and updates — and we’re always available when you need us.
Can you work with my CPA and attorney?
Yes. We believe in a collaborative approach and are happy to coordinate with your other professionals
Is my information secure?
We use advanced encryption and security protocols to protect your personal and financial information.
Can I meet with my advisor virtually?
Yes. We offer both in-person and virtual meetings for your convenience.
When should I start taking Social Security?
We analyze your options to help you choose a claiming strategy that maximizes your benefits.
How do I know if I can afford to retire?
We create retirement income projections that consider your savings, expenses, and future goals.
What are Required Minimum Distributions (RMDs)?
RMDs are mandatory withdrawals from retirement accounts starting at age 73 (for most people). We help you calculate and plan for them.
How long does it take to become a client?
Once we agree to move forward, onboarding typically takes 1–2 weeks.
What are the next steps if I want to work with you?
Schedule your discovery meeting — we’ll guide you from there.
*Advisors are only legally obligated to act as a fiduciary in advisory relationships. Advisors are not legally obligated to act as a fiduciary in brokerage only relationships.